• Organize your finances
    in a better way.

    As low as
    9.99% APR* 

    Plan your vacation, make home improvements and accomplish more with our amazing low-rate 36 month personal loan.

    Other rates and terms available.

    Apply today. 

    PenFed Personal Loans

    We’ve got what you need

    • APR as low as 9.99% for 36 months*
    • No Collateral Required
    • Subject to Credit Approval

    Details & Disclosures

    Rates and offers current as of June 1, 2017 and are subject to change.

    *Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history.

    Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50. PenFed does not permit internal refinances of an existing PenFed Personal loan.

    Apply Now

    See what you can do with a personal loan


    What’s on your list?

    Your personal loan can help

    • Remodel your home
    • Plan your wedding
    • Renovate your home
    • Travel the world
    • Auto repairs

    Fixed Interest Rates

    Unlike a credit card, where your interest rate may change over time, with a PenFed Personal Loan, your rates won’t change during the loan repayment period. It’s fixed – that means no surprises!

    APR as low as* Term Loan Amount Approx. Loan Pmt. ($15,000 loan)
    9.99% APR
    36 months
    $500 - $25,000 
    9.99% APR
    48 months
    $5,000 - $25,000 
    9.99% APR
    60 months
    $10,000 - $25,000 



    Worry-free Banking

    Fast Approval

    There aren’t very many things more precious than time. If you apply online today, you can have your money as soon as tomorrow, so you can focus on the things that really matter.