• PENFED PREMIUM TRAVEL REWARDS
    AMERICAN EXPRESS® CARD

     PenFed Premium Travel Rewards America Express Card

    5x

    POINTSon airfare purchases**

    1x

    POINTon all other purchases**

    20,000

    BONUS POINTSwhen you spend $2,500 within 3 months

    Additional Benefits

    How Many Rewards Points Will I Earn?

    Calculate Your Rewards

    $500/mo
    $1,500/mo

    My Point Rewards


    ANNUAL REWARD POINTS


    MONTHLY REWARD POINTS

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    Interest Rates and Interest Charges
    Annual Percentage Rate (APR) for Purchases and Cash Advances 10.24% to 17.99% when you open your account, based on your creditworthiness.* Your APR will vary with the market based on the Prime Rate.
    APRs for Balance Transfers 0% promotional rate for 12 Months on transfers made July 1, 2016 - September 30, 2016. After that, the APR for the unpaid balance and any new balance transfers will be 10.24% to 17.99% based on your creditworthiness and will vary with the market based on the Prime Rate. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval.
    Penalty APR and When It Applies 17.99% if your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable penalty APR. The penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.

    *Rates are based on an evaluation of applicant credit. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate.

    Cardholders may sign up for Free electronic statement notification to avoid paying a $1.00 fee for mailed paper statements.

    Rate and offers current as of July 2016 and are subject to change.

    **Cash advances, credit card checks, and balance transfers are excluded from earning reward points. View pricing lists & cardholder agreements

    The PenFed Premium Travel Rewards American Express® Credit Card program is issued and administered by PenFed. Refer to American Express Benefits Information (PDF) for complete program rules, terms and conditions. American Express® is a federally registered Service mark of American Express® and is used by PenFed pursuant to a license.

     

    PENFED PREMIUM TRAVEL REWARDS AMERICAN EXPRESS® CARD

     PenFed Premium Travel Rewards America Express Card 

    Interest Rates and Charges

    Annual Percentage Rate (APR) for Purchases and Cash Advances 10.24% to 17.99% when you open your account, based on your creditworthiness.* Your APR will vary with the market based on the Prime Rate.
    APRs for Balance Transfers 0% promotional rate for 12 Months on transfers made July 1, 2016 - September 30, 2016. After that, the APR for the unpaid balance and any new balance transfers will be 10.24% to 17.99% based on your creditworthiness and will vary with the market based on the Prime Rate. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval.
    Penalty APR and When It Applies 17.99% if your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable penalty APR. The penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.