Money Market Certificates
Annual Percentage Yield (APY) is accurate as of April 1, 2017 - April 30, 2017 and is subject to change at any time.
We will establish your certificate on the day we receive your application and funding. Once purchased, the rate is locked in for the term of your certificate.
**6 Month certificates earn dividends on simple interest basis. All other certificate dividends are compounded daily.
You choose how your dividends are paid: monthly OR at maturity.
3 payment options:
- Add dividends to certificate.
- Transfer dividends to Regular Share, checking, or MMSA (Money Market Savings Account).
- Have dividend sent to you in check form.
Early Redemption Penalties
Penalties are imposed for early withdrawal of Money Market Certificates. This will reduce earnings on the account. You must provide your request in writing.
Please refer to the Money Market Certificate Application for further details. For all certificates funded by ACH, funds cannot be withdrawn within the first 60 days of the account opening.