Identity Theft Protection

Preventing Fraud

Identity Theft Protection

This section provides tips for protecting yourself from identity theft. Identity theft can occur when an individual obtains personal information, such as your social security number, date of birth, address, and financial account numbers. Once this information is obtained, the thieves will assume or take on your identity, allowing them to illegally purchase items or obtain credit. By following these simple guidelines, your potential for loss due to identity theft can be greatly reduced.

Tips for protecting yourself against credit card fraud:

  1. Check your credit report on a regular basis to ensure the information is correct. Consider purchasing a credit monitoring product that regularly scans your credit reporting and notifies you of changes.
  2. Immediately tear up (using a shredder is even better!) unsolicited credit card offers.
  3. Never give personal information over the phone unless you initiated the phone call.
  4. Never give a credit card number over the phone unless you have initiated the phone call.
  5. Always be familiar with financial accounts that you currently maintain. Verify statements and other information sent by your financial institution for accuracy.
  6. If you have children under 18 consider periodically getting a copy of their credit report(s) as well. One of the newest tactics fraudsters use is the compromise the identity of children as it can take years -- even decades -- to be noticed.