APY (Annual Percentage Yield) is accurate as of April 1, 2015 - April 30, 2015 and is subject to change at any time. Fees may reduce earnings.
We will establish your certificate on the day we receive your application and funding. Once purchased, the rate is locked in for the term of your certificate.
Certificate dividends are compounded daily.
Early Redemption Penalties
Penalties are imposed for early withdrawal of money market share certificates. You must provide your request in writing.
Certificates having a term of 1 year up to and including 4 years
If redeemed within 180 days of the issue date or any renewal date, all dividends will be forfeited
If redeemed thereafter, but before the maturity date, dividends for the most recent 180 days will be forfeited.
Certificates with a term of 5 years or greater
(applies only to certificates issued or rolled over on 3/15/11 or later)
If redeemed within 365 days of the issue date or any renewal date, all dividends will be forfeited.
If redeemed thereafter, but before the maturity date, dividends for the most recent 365 days will be forfeited.