• PENFED DEFENDER
    AMERICAN EXPRESS® CARD

    PenFed Defender American Express Card

    1.5%

    CASH BACKon every purchase**

    Low APR

    ON PURCHASESand cash advances

    Absolutely

    NO FEES
    $100 Bonus Statement Credit

    Additional Benefits

    You must be in military service, the National Guard, the Reserves, an honorably discharged veteran or retired from the United States Military to apply.

    How Much Cash Back Will I Earn?

    Calculate Your Rewards

    $1,500/mo

    Your Cash Rewards


    ANNUAL CASH BACK REWARDS


    MONTHLY CASH BACK REWARDS

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    Interest Rates and Interest Charges
    Annual Percentage Rate (APR) for Purchases and Cash Advances 10.24% to 17.99% when you open your account, based on your creditworthiness.* Your APR will vary with the market based on the Prime Rate.
    APRs for Balance Transfers 4.99% promotional rate for 12 Months on transfers made April 1, 2016 - June 30, 2016. After that, the APR for the unpaid balance and any new balance transfers will be 10.24% to 17.99% based on your creditworthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval.
    Penalty APR and When It Applies None

    *Rates are based on an evaluation of applicant credit. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate.

    Rate and offers current as of April 2016 and are subject to change. View pricing lists & cardholder agreements

    Must be in military service, the National Guard, the Reserves, or an honorably discharged Veteran of the United States Military to apply.

    **Cash advances, credit card checks, and balance transfers do not earn cash rewards.

    ƚAccounts approved and issued from January 1, 2016 through March 31, 2016 will receive a $100 statement credit upon spending $1500 in purchase transactions within 3 months of account opening. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Each account is eligible for 1 statement credit of $100. Please allow 4 weeks after spending $1500 to receive the statement credit.

    This Credit Card program is issued and administered by PenFed. Refer to American Express Benefits Information (PDF) for complete program rules, terms and conditions. American Express® is a federally registered Service mark of American Express® and is used by PenFed pursuant to a license.

     

    PENFED DEFENDER
    AMERICAN EXPRESS® CARD

    PenFed Defender American Express Card 

    Interest Rates and Charges

    Annual Percentage Rate (APR) for Purchases and Cash Advances 10.24% to 17.99% when you open your account, based on your creditworthiness.* Your APR will vary with the market based on the Prime Rate.
    APRs for Balance Transfers 4.99% promotional rate for 12 Months on transfers made April 1, 2016 - June 30, 2016. After that, the APR for the unpaid balance and any new balance transfers will be 10.24% to 17.99% based on your creditworthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval.
    Penalty APR and When It Applies None