About PenFed
  • We Have the Privilege of Helping Our Members “Do Better.”


    Our members are the people who proudly and quietly take the field every day to serve their country and community. Many are actively employed by the military, state and local governments, government contractors and our nation’s school systems.  Many others are simply hard working Americans, playing by the rules, working day and night to build a better life for their families.

    But whatever they do, and wherever they live, PenFed members share two things: A belief in the American way of life. And a belief in themselves. 

    So our mission isn’t simply to help our members get by. We exist to help them realize every ounce of their potential. We exist to educate, but to also encourage. We exist to usher their dreams into the land of reality.

    And that’s why we strive to provide consistently best-in-class rates on car loans and home mortgages. That’s why our portfolio of award-winning credit cards offers incentives and innovative features that our competitors find hard to match.

    Established in 1935, PenFed today is one of the country’s strongest and most stable financial institutions with over 1.3 million members and over $18 billion in assets.  We serve members in all 50 states and the District of Columbia, as well as on military bases in Guam, Puerto Rico and Okinawa.  We are federally insured by NCUA and an equal housing lender.  And we are available to members worldwide via the web seven days a week.  24 hours a day.

    In simple terms, we see every day as an opportunity to help our members “Do Better.”  We invite you to learn how PenFed can help you realize your financial goals.

    Isn’t it Time for Your Credit Union to be Focused on Your Success?

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