PENFED DEFENDER REWARDS™ VISA SIGNATURE® CARD
Introducing Defender Rewards™
Meet the all-new Defender Rewards™ card, designed to help military families earn more on everyday spending.
Bank better with PenFed
PENFED CHECKING
Payday starts here
Bring your paycheck to PenFed Checking. Set up direct deposit in minutes and get paid early.
PENFED AUTO™
Ready for the road ahead
Move forward with confidence — get pre-qualified for an auto loan in minutes with no impact to your credit score.
PENFED® HOME™
Make big plans happen
Open a home equity line of credit with no origination fees** for flexible access to funds.2
FINANCIAL TOOLS
PenFed Credit Navigator
Your free toolkit for credit monitoring and financial education.
PENFED AND TEXAS A&M
PenFed joins the Aggie Family
PenFed is proud to be the Official National Credit Union of Texas A&M Athletics, bringing members closer to what matters.
Why PenFed?
Member-owned, not shareholders
PenFed is one of the nation’s leading federal credit unions. We work for our members, not shareholders, backed by NCUA coverage up to $250,000. Membership is open and eligibility is broad.
NCUA insured up to $250,000 per account
Member-owned with open membership eligibility
Award-winning service and fast loan closings
Exclusive perks and savings
As a member, you have access to exclusive discounts across auto, travel, home, finance, and more. Save on everyday expenses and major purchases with VIP member benefits.
Car buying services and automotive maintenance
Travel bookings and vacation planning discounts
Moving services and home improvement savings
Personal finance tools and retail partner offers
Competitive rates that save money
Enjoy competitive rates on auto loans, mortgages, and deposits that give you more back. Access 85,000+ fee-free ATMs at familiar locations, no or low fees on credit cards.
Enjoy fee-free Allpoint and Co‑op ATMs nationwide
Competitive rates on auto loans, mortgages, deposits
No or low fees on credit cards and accounts
Free credit score monitoring available anytime
Here to guide your finances
We value our members and their financial well-being. Our member-service team is available six days a week to help guide you through your finances with personalized support.
Member service available six days each week
Online banking and mobile app for 24/7 access
Easy deposits without visiting a branch location
Deposit checks via app or cash at retail stores
Showing up for our communities
PenFed supports the people and places around us through service, partnership, and programs that help communities thrive.
MILITARY & VETERANS
PenFed and TAPS honored a fallen hero's legacy by bringing his family to Road America for an unforgettable race weekend.
PENFED SPONSORSHIPS
At Virginia Tech's Salute to Service game, PenFed connected with Hokie fans and highlighted the upcoming Defender Rewards Card.
HONORING HERITAGE
PenFed celebrates Hispanic Heritage Month
PenFed celebrates Hispanic Heritage Month while recognizing 20 years of serving members and communities in Puerto Rico.